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Followcredit Archives

Implementing an effective credit risk management process
Credit risk is usually assessed by analysing a borrower’s creditworthiness, or their ability and willingness to repay th...

Why ‘open banking’ will be key for small-business survival post-pandemic
Open Banking provides an opportunity for small businesses to get timely and easy access to credit while providing great...

How to manage your finances if you run a small business
Aside from having a rainy day fund, which should amount to around three months of expenses, it helps to put any overflow...